Q&A for Auto Insurance

  1. What is the minimum auto insurance coverage required by law in Michigan?

As a Michigan driver, you must have no-fault auto insurance, including personal injury protection (PIP) coverage, property protection insurance (PPI), and residual liability insurance. At Haddads Agency in Michigan, we can help you understand your minimum coverage requirements and assist you in finding additional coverage options to ensure you have the protection you need on the road.

  1. What additional coverage options are available to Michigan drivers?

Our personal auto policy offers a wide variety of coverages that protect your vehicle, wallet, and loved ones. Our Emergency roadside services provide towing, flat tire changes, battery jump-starts, lock-out service, and more. You may still need to get around if your car is being repaired—optional coverages help reimburse rental expenses. They may even cover costs for customized furnishings. Haddads Agency also provides coverages for unique situations that only apply to classic cars. We insure most types of motorcycles. Our Off-Road Vehicles insurance includes coverages like collision and comprehensive, property damage, uninsured motorist, and liability and medical payments. Our standard typical business auto insurance policy will cover liability, physical damage, medical payments, uninsured and underinsured motorists, and hired and non-owned auto coverage. Our team of experts can help you determine which additional coverage options suit you based on your individual needs and budget.

  1. How do I find the best auto insurance rates in Michigan?

At Haddads Agency in Michigan, we understand that finding the best auto insurance rates can be challenging. That's why we work with you to help you compare rates and see the best policy for your situation. Our team can assist you in reviewing your coverage options and finding ways to save money on your premiums.

  1. Can I get auto insurance if I have a poor driving record or have been involved in accidents?

We believe all Michigan drivers should have access to affordable auto insurance, regardless of their driving history. While drivers with poor driving records or accident histories may have higher rates, Haddads Agency in Michigan can work with you to find coverage options that fit your needs and budget.

  1. How do I file an auto insurance claim in Michigan?

If you are involved in an accident, it's important to contact your insurance provider as soon as possible. Haddads Agency in Michigan guides our customers through the claims process and ensures you have the information you need to file your claim correctly. Our team will work with you to help you get the compensation you need to get back on the road.